Puget Sound Firearms Layaway Policy

Flexible payments. Clear commitments.

Review the terms that apply when you place an item on layaway, including the payoff period, fee, payment flexibility, forfeiture rules, and how paid orders ship to you or your FFL.

180-Day Period

Full payment is due within 180 days of the initial deposit.

Flexible Payments

No monthly minimums and no minimum payment amounts.

One-Time 3% Fee

The fee is applied at setup and is non-refundable.

Ships To Your FFL

FFL items ship to a licensed FFL of your choice after full payment.

Layaway Terms & Conditions

A flexible program with a firm payoff deadline.

Puget Sound Firearms offers a flexible layaway program to help customers secure the items they want while completing payment over time.

Term 01

Layaway Period

Customers have 180 days from the date of the initial deposit to complete full payment on the layaway.

The balance must be paid in full within the 180-day period.
Term 02

Flexible Payments

There are no monthly minimums and no minimum payment amounts. Customers may pay what they want, when they want, provided the balance is paid in full within 180 days.

Term 03

Layaway Fee

A one-time 3% fee is applied to all layaway purchases at the time the layaway is established. This fee is non-refundable.

The layaway fee is waived when payment is made by Zelle. See How to Pay with Zelle for details.
Term 04

Non-Refundable Payments

If full payment is not received within the 180-day period, all payments made will be forfeited and the item or items will be returned to inventory.

Begin a layaway only when you are prepared to complete the purchase within the allowed period.
Term 05

No Item Changes

Item selection is final once a layaway is established. We do not offer swaps, substitutions, or changes to the items on a layaway order. Please begin a layaway only on an item you intend to purchase.

Because inventory is reserved specifically for your order, the items on a layaway cannot be changed after checkout.
Term 06

LAYAWAY COMPLETION

Once full payment has been received, your order ships. Firearms and other FFL-regulated items are shipped to a licensed FFL of your choice, where you complete the transfer and any required background check. Non-regulated items ship directly to you.

Acceptance of this policy

By placing an item on layaway, you acknowledge and accept the terms of this policy.

Understand the terms before you begin.

Review how the layaway program works, browse eligible items, or contact us with a question before placing an order.