Answer:
Yes. You can pay your layaway off early at any time. There is no required payment schedule, and the only fee is the one-time 3% layaway setup fee.

This allows you to:

• Make payments at your own pace

• Pay off early with no penalty

• Keep costs predictable and straightforward

Answer:
Yes, you may switch items while on layaway. A 5% change fee applies, and switching can delay fulfillment depending on inventory availability and the time needed to reprocess the order. If the new item is priced differently, your remaining balance will be adjusted accordingly.

Please note:

• Item changes are subject to availability

• Price differences may increase or decrease your remaining balance. If replacement item is lower price, no refund or store credit will be issued.

• Shipping/transfer timelines may change based on the new item and fulfillment status

Answer:
No worries — we don’t require a set payment schedule, so there’s no such thing as “missing” a payment. You can pay at your own pace as long as the layaway is paid in full within 180 days.

This is one of the biggest benefits of our program:

• No monthly due dates

• No minimum payment amounts

• Flexible payments on your timeline

• Simple terms, with a clear 180-day payoff window

Answer:
Layaways must be paid in full within 180 days. If a layaway remains open on day 181, our system automatically cancels it and the item is returned to available inventory. Any payments made toward the layaway are forfeited.

Answer:
Layaways are non-cancelable and non-refundable once started. Because we reserve inventory specifically for your order, we ask that customers begin layaway only when they’re prepared to complete it.

That said, if you’ve changed your mind about the item, we do offer the option to switch items (subject to availability and applicable change fees).

Answer:
Store pickups are handled by appointment only once your layaway is paid in full.

Scheduling appointments allows us to:

• Ensure proper staffing for paperwork and any required background check steps

• Reduce wait times and keep the process efficient

• Provide each customer the time needed to complete pickup correctly

Please bring:

• Non-FFL items (accessories, ammo, etc.): A valid government-issued ID

• FFL items (firearms): A valid government-issued ID and proof of safety course completion (where required)